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Shane Salvador

Shane Salvador

Shane Salvador is a social media enthusiast and a blogger. She has been working in the media industry for 5 years. When she is not ….

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How to Evaluate Auto Insurance Ratings

When you apply for a car loan, the financing company will investigate your background. They will look at your credit history, your employment and your income to determine whether you are a safe risk. If you aren’t doing the same thing with your auto insurance provider, you could be making a serious mistake.

Auto insurance ratings allow consumers to determine whether they are purchasing insurance products from a reliable company. They apply universal standards to rate different aspects of each business, from customer satisfaction to billing practices.

Consumers can use auto insurance ratings to decide whether a particular company is a safe bet. If a company has received a low rating, you know that they are deficient in certain areas of practice.

Where to Find Auto Insurance Ratings

Several independent entities publish auto insurance ratings, and referencing two or more of these entities will give you a more comprehensive look at each insurance carrier’s reputation. With the reputation, the rankings of car insurance ni should be available at the online search engines. Automatic rankings are uploaded at websites to deliver the potential with fewer amounts. Different policies are delivered to the owner of the car to cover against the accidents at the road with other options. 

A.M. Best, for example, provides auto insurance ratings with regard to each company’s credit history. They evaluate whether or not a particular insurer is responsible with funds and financially solvent.

Then you have J.D. Power  amp; Associates auto insurance ratings. I never switch insurance carriers without first consulting this source, because it is the easiest way to get a broad overview of many different providers all in one place.

J.D. Power is different from A.M. Best because the former focuses on things like customer satisfaction and the diversity of policy offerings. Both sources are essential if you want to make sure you are doing business with a reliable and reputable insurance provider.

You might also want to check out Standard  amp; Poor’s, Consumer Reports and the Insurance Institute for Highway Safety (IIHS). These organizations provide data and statistics that can help you make your decision.

A Matter of Personal Preference

Auto insurance ratings are subject to interpretation. A category that one consumer finds important might not matter to another, for example, and you must assign your own weight to each area of evaluation.

If you are most concerned with pricing, you might want to assign more weight to the pricing category at J.D. Power, and you might not be as concerned with the financial strength rating at A.M. Best. If, however, you want to work with a company that offers a diverse range of policy options, you might focus on that aspect of auto insurance ratings.

Keep in mind that at A.M. Best, auto insurance ratings are classified by financial size. Smaller companies that have not been in the market for long will have lower financial size ratings, which can impact their overall grade in the credit score.

I tend to look for consistency across the board rather than top marks in just one or two areas. I want to do business with an insurance provider that ranks highly (if not at the top) for all categories rather than ranking at the top in one category and showing mediocre scores everywhere else.

Other Sources of Auto Insurance Ratings

Formal auto insurance ratings are not the only source of information you can use when evaluating insurance companies. The Better Business Bureau, for example, provides information about complaints processed through their organization, which can give you an idea of overall customer satisfaction.

You can also take an informal survey among friends and family, or even seek out opinions on the Internet. Check out recent news articles about the insurance company you are considering, and interview an agent before you agree to sign a policy.

Auto insurance ratings are not always based on exactly the same criteria you would want to consider before choosing an insurance provider. However, they do provide a jumping-off point for your research, as well as an objective point of view for you to consider.

How Early, Live TV Worked Around Aging, Costume Changes & Other Technical Difficulties

When you watch a TV show today, everything was filmed weeks or even months before that night you sit down to watch it. The ability to film over and over again until it’s right or to fix a flub is something that most people of a certain age never even think twice about. When we watch a young actor age over the course of an hour, we know that there was a long time spent waiting in the makeup chair. In the earliest day of television, however, the predominant method of doing things was to shoot it live as it was happened. This was perfectly for actors raised in the theater, but for those who learned the craft of acting in the movie business it came as quite a shock to the system. There was also the case of filming 90 minute long teleplays that did require multiple costume changes and makeup changes. The way that the innovative directors who were learning as they made it up approached the medium was extraordinarily inventive.

Take that idea of costume changes. It was far from unusual, and you can often tell for yourself if you are of a mind to watch classic TV from the late 1940s and the 1950s, for actors to wear two or even three layers of clothing at a time. In this wise, they could exit off the set and peel off a layer and then head straight back in front of the camera. But what about turning a 30 year old actor into a 60 year old character midway through the story? Anybody who has ever watched the incredible Jekyll and Hyde transformation scene in the Fredric March version of that tale can probably guess. Rather than attempting a quick aging in the makeup room, the directors engaged in a bit of Hollywood trickery known for decades. The actors would have gone out with wrinkles and aging effects painted onto their skin that would not be visible under certain lighting conditions. Once it was time to age, however, the colored filters in the light would be used to bring the wrinkling effect into full relief.

One of the more fascinating things you will notice about watching some of these oldtime TV shows is that even though they were shot live, it often appears as if they must have stopped filming in order to get certain shots and angles. What I mean by this is that one camera may be shooting the actors against a wall and then a few minutes later there appears to be a shot from a camera where that wall was, and then a few minutes later the wall is there again. One of the great tricks of the trade of early TV was to hang a painting on the wall that, when removed, allowed a camera to shoot from that angle and then quickly disappear by hanging the painting on the wall again. The appearance of costume changes is clear and effective at https://livetv.tube site. The use of the best tricks should be done with the skills and excellence. The functions of the satellite should be great to meet with the desired results. The running of the program is smooth and functional for the person. 

Of course, one of the most aggressive problems in dealing with live TV was timing itself. You could never be sure if the show was going to run long or run short. That is why many older TV shows have concluding scenes that appear either hurried or painfully drawn out. About the only kind of show where running short didn’t present a problem was on one of the many mystery shows that aired regularly back then. The cliché of gathering all the suspects together really helped when it came to live mysteries where the suspense could be drawn out as long as it took if the show was running short.

New Smart Lid Tells You When Your Coffee Is Hot

Our society is a coffee drinking anchor. We are always on the go and are trying to get our daily caffeine fix. Many of us wake up, take a shower, throw on some clothes, and jet out the door. We are usually in a hurry, but make sure that we have enough time to wait in line at the drive-through of our local Dunkin Donuts. The wait is worth it because we know we need out coffee. There is a problem though. We are so eager to take a sip off our coffee that we often find that we are burning our lips and tongues. This causes us to become aggravated and cause our days to start off on the wrong foot. There is now a solution to this problem.

Many of us tend to act before we think. We have all been in this situation before. Especially when it comes to drinking something hot. Our eagerness happens to get the best of us and we react before thinking. I have burned my mouth many times before because of this. This is why a company called Smart Lid has popped up in Australia. They have developed a lid that will do all the work for us. They want to ensure that people around the world stop burning their mouths so quickly and have something to make sure that this does not happen.

The Smart Lid changes from coffee brown to red when placed over a steaming cuppa Joe. To help prevent potential spills, the lid’s bottom ring also turns red when not securely fastened. There have been many times in which I did not realize my coffee top was not on enough. Luckily I was able to avoid being scalded in the process. So you can imagine how excited I am to hear of that extra little feature.

The tops are expected to start popping up in U.S. delis and donut shops by the end of the year. Currently, the company is trying to negotiate with several of the large coffee companies to implement their product. This might not happen as quickly as we might like. It might take several years to see the tops in our favorite hot spots.

However, the company promises to try to get the tops in local grocery stores. This is because of the increasing trend of consumers going back to making coffee at their home, purchasing their supplies from the grocery store. Hopefully, Smart Lid becomes as popular in the United States as it is in Australia. All because I can not wait to get my hands on one of them!

The Many Clean Energy Techniques

America has a real need for green energy. We use a lot of energy to power our cars and heat our houses, but a lot of this energy is dirty and releases too much carbon into the atmosphere. There are many clean energy techniques like, biofuels, biomass, geothermal, hydro power, solar power, tidal power, wave power, and wind power. These clean energy techniques all have great potential to supply most of our energy.

Biofuels work good to replace unclean fossil fuels that are not renewable. Biofules are the future for clean renewable fuel for your cars and to heat your homes. The most popular way to make biofuels is to make it from photosynthetic plants although bio fuels can be made from most bio carbon sources. The plant can then be processed and be turned into fuel. For combustion engines this works really well and gives you the same amount of power as gasoline dose if not more. Biomass is about the same as biofuels but, biomass is the living or dead martial that is used to make biofuels.

Geothermal energy uses the heat in the earth to produce energy. There are three main types of geothermal energy. One is conventional geothermal and it is used in binary cycle power plants. These power plants pass geothermal heated water by another fluid with a lower boiling point and cause it to flash into steam. The steam turns a turbine therefore producing energy. The second type of geothermal energy is geothermal heat pump. The top part of the earth’s crust stays at about 50-60°F therefore you can lay pipes in the ground and hook them up to a heat exchanger. That way in the winter it will push heat into your house and in the summer it will pull heat out. The third way is called direct heat. Hot water in the earth can be pumped up into a building to provide good heat though a network of buildings.

Out of most of the clean energy techniques Hydro power is used the most. It is used to harness the power of a river or canal to most commonly turn a wheel and the wheel then turns a generator to provide electricity. Tidal power is like hydro power in the since that it converts the tidal energy into electricity. Look at the official site http://www.nbcnews.com/id/21728533/ns/us_news-environment/t/morgan-freeman-has-taste-clean-energy/ to meet with the specifications of the product. No harm will be caused to the humans through the product. All the essential information will be provided to the person for the benefit. The generation of electricity will be easy. 

Solar power harnesses the power of the sun to provide different forms of energy. You can produce electricity with solar panel, but the solar panels only harness part of the suns energy and it is the inferred spectrum of the sun light. This makes the solar panels produce less electricity than there is potential for. The sun releases more power in one hour than the whole world uses in one year. Another form of solar energy is to use the sun to directly produce heat to heat either your house or your water, but it is hard to store power for long periods of time. To store heat you can have flooring in your house that holds heat and have walls that are made out of stone. The stone works good to help store heat for a longer period of time.

Wind energy has been used for many years to power things like sails on a boat to grind grain and to pump water out of the ground, it starting to be more widely used to make electricity. The wind turns a generator to produce electricity that is relatively free.

These clean energy techniques are promising and should be used more so we don’t hurt the environment more than we already have.

MySpace: The Best Social Networking Site Suddenly Falling Apart

Like millions of other people, I have a MySpace profile. I can’t even remember when I first signed up for one, but it was well over a year (maybe two?) ago. When it first started, MySpace was the coolest thing in the world. People could create their own personal page, complete with pictures, music, colorful backgrounds, and plenty of personal information that you can find about as you check out https://en.instaprivateviewer.com. Most people would just fill out a simple survey (Chocolate or vanilla – you know, the real important stuff) which was always fun to read.

You could also comment on each other’s pages. You were only popular if you had a lot of people commenting on your MySpace page. Then you were the definition of cool if you had a picture that a lot of people liked. For instance, if you decided to hold the camera way above your head and take an aerial shot of you looking sad or, perhaps, seductive (cleavage earned you extra points, ladies), you were even cooler. And I do not think there is a need to explain the coolness of one who takes a picture of him/herself in the mirror.

I’ll admit that MySpace was pretty awesome for a while. In fact, I still go on and talk to people on it. It’s not that Facebook came along and stole my social networking heart (although that’s partly the case); MySpace just became nothing more than an ad-infested soft-core porn site.

The transformation happened slowly, but now it is too in-your-face to ignore. By logging into my MySpace profile, I am bombarded with ads for movies, credit cards, and other entertaining websites and merchandise. At the height of its popularity, most people would have shoved their grandmothers to the ground in order to see a new comment on their profiles quicker. There were few things more satisfying to see than a “New Comments!” link when you first logged in.

Now, in perhaps the cruelest act upon humanity, most of the comments I receive are advertisements, mostly from people I don’t even like (I used to never deny friend requests – I’m getting more stingy). Ads such as “I can’t believe how good this weed is” or “I swear this will make your you-know-what grow three inches” to obnoxiously large ads for ring tones and cell phones that take up my entire screen have taken the place of comments from my friends.

Speaking of friends, the friend request has been tampered with as well. There used to be a day when each friend request would be from, well, your friend, but now my friend requests are from crappy bands I’ve never heard of and profiles with pictures of near-naked women (mostly Latina) claiming to have “stumbled on my page and thought I was really cute”.

First of all, I would not think very highly of a girl whose profile picture was her bending over a counter showcasing her thong to the world. Second of all, those kinds of profiles are viruses and would do bad things to my profile, like delete it. It would also send out tons of spam advertisements to other MySpace profiles which, as I said, is infuriating.

I hardly get real friend requests or comments anymore. It is all quite sad, really. The ads for porn sites that fill the screen are annoying, and even the women MySpace parades around in their advertisements (the ones that couldn’t even make a 15-year-old boy get excited) cannot fill the void in my heart that was once filled by a cleaner, more fun MySpace.

It’s like MySpace is the friend that was really cool for a while, then he/she got into a lot of sex and drugs and has gone downhill ever since. Sure, you occasionally see your old friend at the mall or something, but he/she isn’t the same. The person is hanging out with a new crowd, most of whom are junkie high school dropouts. You want to help the person, you do, but somewhere deep in your heart you know there is nothing you can do. You lost your friend forever.

Blogs Vs. Social Networking: How to Promote Your Internet Content

Let’s qwell the debate; as far as self-promotion goes, a website makes the best place to promote your work. After all, traffic equals promotion.

How does internet traffic equal promotion?

In particular, I think that social networking sites at the best way to promote your writing. The best part of these websites is that you are delivering content to people who want to read your work.

For instance, if you log onto Digg.com, Reddit.com, Myspace.com, or Facebook.com, and post a link to one of your articles, you receive an instant influx of traffic – people will look for new articles, and if you are lucky enough to spark interest, they will read your material.

If you compare the Alexa rankings of the various Social Networking sites, you will see that Myspace and Facebook alone account for the vast majority of internet usage in the United States. People simply love interacting in those social spheres.

That means that any promotion you do on those websites is carried over when people view each other’s pages, when they post comments, or when they simply browse for a search term.

Digg also allows for the ‘digg effect’ – websites can become instantaneously popular in the span of hours. If your work is ever ‘dugg’, it’s like winning the internet traffic lottery.

Secondly, the best part of social networking sites is that they are open to millions of users. You have access to literally the entire world.

If you have valuable information (and not just internet spam drivel), it is worthwhile to allow the majority of the internet to have access to that information. And ultimately, that traffic means ad revenue, which means money in your pocket if you are a professional writer.

I won’t disparage blogs too much. However, the downside is that your blog is specific to your interests; the target audience is your friends and family, and anyone who reads your blog. While it is nice to have an automatic audience, you are preaching to the choir.

Blogs are indexed by the pageranking sites, but on a smaller scale. I think that the most effective blogs are about a specific industry; take Gizmodo or Boing Boing for example. So, if you have a specific interest, such as ‘Chicago Restaurants’, or ‘NYC Subway Graffiti’, you should provide a good venue for that information in a blog. If you are searching for followers or subscribers of your blog but not sure exactly who your audience is, you should use https://instaprivateviewer.com. This tool will help you to fully utilize your social media pages like Instagram that are linked in your blog posts.

In the local area, it might be more beneficial to have a better public face on your writing, especially for non-profit interests. Groups such as the ACLU, or local groups like the Lions Club or Catholic Social Services need to have a local presence; the best way to perform that intimate service is via a blog – it includes the people you want to see your writing.

On a Social Networking site, you may have access to a small network of people that connects you to the larger world. Traffic is shared horizontally, rather than vertically. The interaction is simply more anonymous than a blog – which is a good thing in many ways. People may not want to know who they are dealing with; that’s the beauty of the anonymous internet.


While blogs have their place, there are two essential components of websites to promote your work – the ‘digg effect, and horizontal networking. People are looking for information that they can use, and any value that your work provides is only as good as its promotion.

But if you really want to double your effectivity, why not use both blogs and websites to promote your work? It probably wouldn’t hurt.

Things Required And Steps To Make Soy Candle!

A home is a place where we feel most alive and make memories every day. Decorating a home is a great feeling as it makes a home look beautiful and gives personal satisfaction. Some people feel comfortable in lighting their homes with a warm glow of candles. If buying expensive jar candles is not an option for you, you can make an assortment of soy wax candles at home. Soy candle making is an inexpensive project that you can make with your preference and creativity. You can make the best soy candles at home and can make your home glow.

Things required making soy candles:

  • Candle containers
  • Soy wax flakes, pre-waxed, pre-tabbed wicks
  • Superglue
  • Melting pot, large glass heat-proof bowl or heat-proof pitcher
  • Scale, mixing spoon
  • Candy thermometer
  • Paper towels

Process of making soy candles:

You can use drinking glasses, mason jars, tins, or the containers to get creative with your candle containers. You can also make use of an old candle container by placing it in water until the wax is melted. Clear it with a paper towel and remove the wick. Determine the amount of wax that is required by knowing the volume of containers.

Choose the best size of the wick to use, and this depends on various factors like wax brand, container size, and amount of fragrance used. Start by weighing and melting the wax by putting it in a melting bowl or pot. Fill a large pot with a let it simmer on the stove. Keep stirring it continuously. Allow the wax to cool down before adding the fragrance or pouring the candles.

Prepare the candle containers and make sure the container is clean and dry. Stabilize the wick by keeping it straight and pour the wax. Attach the tape on both sides, pour the candles and let it cool down and it is read

Blackhat Seo: The Dark Side Of Seo Marketing

Blackhat search engine optimization (SEO) is an area that generates lots of interest from website owners the world over. While many webmasters despise the techniques by black-hatters, just as many website owners feel that black SEO techniques are the best way to get ahead in the enormous sea that is the internet. My personal opinion is that blackhat SEO is only good temporarily. Websites using blackhat SEO techniques will eventually be banned by search engines. However, used properly, blackhat SEO techniques can be very effective for a fairly long time.

Since search engine optimization, better known as SEO, is all about getting one’s website listed at or near the top of various search engines (Google being the most important search engine of the bunch), it behooves every website owner to understand and use all tools available to him to accomplish this. Blackhat SEO techniques, despite how some webmasters feel, are effective SEO tools that should at least be investigated by webmasters. Even if a webmaster does not agree with, nor want to use blackhat SEO techniques, he must understand such techniques or else they can hire Fresno SEO to take care of their SEO needs. Why? If the competition is using a particular tool (blackhat SEO, in this case), how can a webmaster “defeat” it without knowing how it works or what its capabilities are?

Let’s assume I run a website called abc.com and my competitor runs xyz.com. We both sell widgets so we presumably use pretty much the same keywords to optimize our websites. However, for some reason, my competitor’s site consistently ranks on the first page of Google while my site almost always turns up on page 95. Who do you think is going to sell more widgets?

As a responsible citizen of the internet, I use only white hat SEO techniques. My competitor, xyz.com, uses some pretty powerful blackhat SEO techniques in the form of doorway pages in addition to his normal whitehat SEO tactics. While I may have a warm and fuzzy feeling because I’m a good internet citizen and I follow all of the “rules”, my competition is literally crushing me because nobody ever sees my website in any of the search results! Is this good for business? It probably is not.

If I were an SEO consultant in this scenario, I would suggest to myself that I at least investigate what doorway pages are and how this blackhat SEO technique works. If I do not understand how something works, I can never expect to compete with it. It’s really that simple.

If you are involved at any level in search engine optimization or even internet marketing in general, do yourself a huge favor and at least understand what blackhat SEO is.

How To Buy A Right And Best Car Accessories?

It is very important to buy a right and best car accessory so that it will make your driving focused as well as smooth. Car accessories come in lots of variety as well as range, and it is very important for you to consider the right product so that it will become beneficial for you. It becomes highly comfortable for you because you don’t need to focus on anything. For example, by using a dashcam, you will be able to view from the backside, which will automatically help you to park your car. Now, in the lower section, I am going to write the right and best ways of purchasing a car accessories. Also, if you are interested in getting car accessories at an appropriate price, then you can go through this website listed as https://drilling-it.com/best-drill-bits-for-metal/. Basically, it is important for every single individual to use car accessories because it will make their car attractive form inside as well as you will feel a smooth experience while driving your car.

  • If you are planning to buy car accessories, then it is very important for you to contact the dealer. 
  • If you are buying the car accessories from an online website then make sure that you have chosen a certified platform. Also, it becomes beneficial for you if you will g through all the reviews section because here you will see that what product is right for you to purchase.
  • The third thing is to communicate with the automotive owners so that they can guide you effectively for purchasing the right car accessory directly.

All the crucial information is listed in the above section, through which it will become beneficial for you to buy the right and best car accessory in an appropriate manner for your car. 

Real Tips On How To Successfully Make Money Online

Millions of people search each month for new ideas on how to make money online but what they should be looking for are real ways to create an online business. Unlike going after a quick buck a business will be more sustainable for a person’s future while building a legacy that can be passed down well after stepping away from the position as a boss, for that, you should be checking this link out https://fkc-concept.com/evergreen-wealth-formula-review/.

The following article will share five real tips you can implement in your quest to make money online today.

Tip 1: Chase your passion

Cut out every technical training you may have received, remove your connections to those that will help you along the way, and even forget about your monetary funds for your business – passion is the number one element of a successful online business.

Your business should encompass every part of your passion from the ground up; by chasing your passion you will never feel as if you’re just trading time for dollars – you’ll love what you do which will trickle down throughout the business and create it into a success.

Tip 2: Create an online presence

In today’s world, nearly every business needs to have a form of an online presence. Although you don’t specifically need a website these days due to social media profiles it is still a great place to start – likewise, you could use a blog as your presence online.

By building an online presence from the get-go, you’ll give people a place to come visit you, build your brand, and launch your online business.

Tip 3: Network with other influential people

After great content has been removed from the fundamental reasons why businesses succeed online comes who you network with. The people you network with online will not only help promote your online brand but can always be there for you whenever you falter from your path to online success.

Tip 4: Share your best information

To truly make money online you must give away your best information. Every competitor you know will be hesitant to give away their information but if you’re the one to do it first you’ll be recognized as an industry leader that garners authority and respect within your niche. Once you gain trust from the community you gain the ability to go beyond making money online and more toward setting up a true online business.

Tip 5: Offer a great product or service

Finally, no business will be complete without a great product or service to offer the community. Examine what makes your business’s products or services and what makes them unique. Sell the benefits of what you have to offer, not just the features. Give the best value you can create to each and every customer – one happy customer will tell another and the cycle begins anew.